NFL Former Player Life Improvement Plan


Benefits for Vested Former Players

Joint Replacement Program 

The Joint Replacement Program (JRP) is designed to assist with knee, hip or shoulder replacements. The JRP provides the following benefits: 


• A minimum of $2,500 and up to a maximum of $5,250 per joint towards the cost of expenses associated with coinsurance and/or copays for health care items or services directly related to your surgery. 


• The Benefit does not cover revisions of prior procedures for which you have already received a reimbursement from the Plan and does not cover any procedure performed more than 365 days before filing a completed application. 


• You have up to 365 days after the date of surgery to complete and submit the required application and documentation to receive JRP benefits. 


NFL Customer Service Center 

800-635-4625, prompt 1

Vested Inactive Life Insurance

You may be eligible for a life insurance benefit under the Plan. The Benefit is $40,000, plus $2,000 for each additional Credited Season above the minimum vesting requirement. The maximum benefit amount is $50,000. 


This Benefit terminates when you begin to receive pension benefits under the Pension Plan or attain age 55, whichever is earlier. When your life insurance coverage terminates, you will receive communication and have the option of converting all or part of your coverage under this Benefit to an individual life insurance policy for which you would pay the premiums. 


Benefits are paid to your designated beneficiary and it is your responsibility to ensure a current beneficiary designation is on file.

Medicare Supplement Benefit

At age 65 or older, if you are covered by Medicare Parts A and B, and Vested in the Plan, you are eligible for a monthly subsidy if enrolled in a Medicare Supplement Plan or Medicare Advantage Plan through the Aon Retiree Health Exchange. 


The NFL will fund a Former Player Retiree Reimbursement Account (RRA) with $160 a month to help reimburse you for your paid medical premiums for your coverage through the Exchange. 


Shortly after your 64th birthday, the Aon Retiree Health Exchange will send you information to your address on file with the NFL Player Benefits Office, including a personalized enrollment kit that explains the Benefit in greater detail. 


NFL Customer Service Center

800-635-4625, prompt 2 

- OR­ -

Aon Retiree Health Exchange


Enhanced Assessment and Counseling Benefit

The Plan will cover the costs of two visits for Vested Former Players to a Contracted Psychiatrist per Plan Year for the assessment, counseling and potential referral for further treatment. The Plan does not cover the costs of any treatment under a referral beyond the two visits to a Contracted Psychiatrist in a Plan Year or the costs of any prescriptions.

Work/Life Resources Benefit

The Work/Life Resources Benefit provides free Work/Life support and resources to you, your dependents and household members, 24 hrs a day, 7 days a week. 

Through the Benefit there are 8 free virtual or in-person counseling sessions and unlimited telephonic consultations available. Examples of the benefit include:


• Child/parenting support services 

• Identity theft services

• Elder Care support services

• And more 

Neurological and Spine Treatment Benefits

The Neurological and Spine Treatment Benefits provide facilitated access, comprehensive evaluation and possible treatment at top-tier medical centers recognized for their expertise in these areas. Each of the medical facilities has a team of specialists led by a physician or surgeon to service eligible Players. 


No funding is provided under this Benefit, but if you are receiving Health Insurance Benefits through the NFL  Player Insurance Plan, the cost of medical care, medical services or medical supplies approved by the hospital's lead physician will be paid at 100% of the Preferred Provider's contracted rates or 100% of the Maximum Reimbursable Charges for non­ Preferred Providers.

Discount Prescription Drug Card

The Discount Prescription Drug Card is available to you and your eligible dependents after your Continuing Veteran coverage under the NFL Player Insurance Plan ends. The card provides immediate discounts for prescription drugs at any pharmacy in Cigna's network (over  57,000  participating retail pharmacies nationwide, including all major chains):


• Present the card at the pharmacy and you will pay the lower of the discounted price or the pharmacy's regular retail price.


• No claim forms to complete and no limit to the number of times you can use the card. 


• Savings on each prescription may vary and are generally much greater on generic  medications and may be as much as 70%. 


You may not use your Discount Prescription Drug Card in conjunction with other insurance,  including Medicare. However, you may use your card to purchase prescriptions that are not covered by other insurance plans.

Assisted Living Facilities

The Plan has partnered with Brookdale and Silverado to provide you with special discounts and preferred access - this may mean you do not have to wait to move into a community of your choice and that discounts may be available (they vary by provider). Take advantage of these Benefits by identifying yourself as a VestedFormer NFL Player.

NFL Customer Service Center

800-635-4625, prompt 1 

Brookdale 888-221-7317 

Silverado 866-522-8125

The NFL Former Player Life Improvement Plan (the “Plan”)  provides additional benefits to you, and eligible family members, where applicable. Benefits under the Plan may have varying eligibility requirements. Generally, a Player is Vested with 4 Credited Seasons prior to 1993, or 3 Credited Seasons post-1993.


When reviewing this summary of benefits under the Plan, keep in mind that the NFL Customer Service Center is a valuable resource for you and your family. Should you have any questions concerning your eligibility or benefits, do not hesitate to call us as 800-NFL-GOAL (635-4625), prompt 1


Openings and Updates





The NFLPA Former Players App is a great way to see discounts easily as well as get free swag for networking with the NFLPA Fraternity. If you have not activated your free membership or it has been more than a year since your last update, please visit your profile on or call 1-833-2FORMER

Player Benefits & Discounts

To activate your discounts for all 65+ Discount Partners, click the button below or visit



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Linkedin Learning


Receive a FREE LinkedIn Learning Account for all player with less than 2 credited seasons.

Upgrade your skill set with a wide range of courses such as Rock Your LinkedIn Profile, Tableau Essential Training, Entrepreneurship Foundations, Excel for Business Analysts, Social Media Marketing Tips, and more!

LinkedIn Learning will be a great investment into your personal and professional development as you continue your journey in life after football.

Enroll in LinkedIn Learning Today

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Receive a FREE yearly membership for you and your family!
0-1 Credited Seasons: Email with your NFLPA ID, birthday, and desired YMCA location and address. Be sure to indicate whether you would like an individual or family membership.

2+ Credited Seasons: Email

Visit their website here.